Loan originator ”Zs Kazeri” is a company what is founded in 1991. year, registration number is 49501000919, this company have a 32 year experience in forestry sector, renewable energy and agriculture, in company works about 50 employees. Zs Kazeri is a family company what were owned by Viesturs Pogulis who is Livonia platform CEO and founder dad, but he gave this company as legacy in 2015. year to Didzis Pogulis who is Livonia platform CEO and founder. Company is offering services in forestry, energy, producing wood products, and buying and selling forest products for commissions like woodchip buying, selling, producing, and carrying out timber logs from forests, cutting down forests, and with lumber trucks(lorry;s) transport pulpwood and other timber to Latvian sea ports in Riga, Skulte, Mersrags, Liepaja cities, buying from individuals and legal entity’s forestry products and then selling them further to Sweden and Finland. Considering war in Ukraine Russia and Belarus is not exporting wood produce and all kind of energy so much, that why now the prices is up for renewable fuel , wood production and that way is time to expand for good. This company is in Agriculture sector too, and they are growing many kind of crops, and buying lands and forests to expand in Latvia. By this time the average interest rate is 12.5% for investors and can reach up to 16 % annually issuing loans on term from 6 months to 36 months. All loans issued will come with security for investors like mortgage on land, or heavy machinery pledge, also this company issued loans offer group guarantee what means that another group company will pay the loan to not force the pledges if it will be needed. Note, this company boasts a flawless record, having never encountered any defaulted loans or loans that have fallen into overdue status.