10 reasons why you have to invest in Livonia platform!
- Solid Background: The driving force behind the Livonia platform is its CEO and founder, Didzis Pogulis. Holding 100% ownership of Livonia, Didzis is a 32-year-old individual with a robust and diverse background spanning real estate, renewable energy. His professional journey commenced within the Latvian rural department, where he assumed the role of a project coordinator responsible for overseeing European funds. During this time, he effectively managed and executed various projects that not only attracted substantial funding but also garnered considerable interest. Taking his career overseas, Didzis ventured to Great Britain, where he assumed the role of a supervisor within an international team. In this capacity, he adeptly managed a team of 25 individuals, showcasing his leadership prowess and cross-cultural collaboration skills. Following his international stint, Didzis returned to Latvia, embarking on an entrepreneurial journey that proved to be a resounding success. Through his entrepreneurial venture, he showcased his capacity to leverage his background and knowledge, transforming it into a thriving business venture within the real estate and renewable energy sectors. Most of loan originators are owned by Livonia platform CEO and founder.
2.Committed to Regulatory Compliance: Livonia is already underway in adhering to Know Your Customer (KYC) and Anti-Money Laundering (AML) prerequisites. A future license for brokerage operations in Latvia further underscores its dedication to regulated practices.
3.True Essence of Portfolio Diversification: Effective risk management necessitates diversifying across asset classes, geographies, and investment platforms. Livonia not only promotes diverse investments but offers multiple loan types to mitigate potential uncertainties.
4.Strengthened by Prudent LTV Ratios: Livonia uniquely emphasizes low Loan-to-Value (LTV) ratios, averaging around 45%. This choice ensures that the project’s value substantially exceeds the loan amount, enhancing risk resilience.
5.Championing renewable fuel Ventures: Livonia’s support extends to Baltic forestry, accepting only tangible assets as collateral, not relying on uncertain future sales – a distinctive protective measure.
6.Empowering SMEs with Tangible Backing: Small and Medium-Sized Businesses (SMEs) fuel economies but are prone to cash flow disruptions. Livonia steps in to rapidly fund SMEs, backed by tangible collateral, aiding economic growth.
7.Harmonizing Yield and Tenure: Livonia strikes a balance, offering competitive yields of up to 16% while mitigating risks. Investment deals range from 1 month to 36 months, catering to diverse investment horizons.
8.Introducing Terra Livonia for Swift Liquidity: An innovative offering, Terra Livonia, promises quick liquidity with a 9 – 12 % annual yield, daily interest payments, and speedy withdrawals in up to 2 working days. When a new investor joins our platform and decides to invest in our product, there’s an initial requirement to keep the invested funds in the product for a minimum of 1 day.
For those who see the benefits of our approach and wish to continue, they have the option to reinvest their funds . This means that their investment remains active and aligned with our diversified portfolio strategy.
This investment structure combines the advantages of a diversified portfolio with the control that investors desire over their funds. Our commitment to transparency ensures that our investors fully understand this process, making informed decisions about their investments and withdrawals.
Their primary focus involves the acquisition of forests in Latvia. Within this one-month time frame, the loan originators efficiently harvest trees, subsequently selling the timber to prominent port companies. This efficient process is facilitated by the utilization of powerful heavy machinery and well-established relationships with major players in the port industry.
The invested capital serves a dual purpose. It provides essential working capital for forestry and renewable energy companie, fostering their operations and growth. Additionally, the funds are also directed towards the purchase of logs, timber, and pulpwood from individuals and companies who have already conducted forestry activities. Loan originators also buying branches from companies and individuals to produce wood chip to sell them to Scandinavian companies and to use it on local Baltic states market. These materials are acquired, processed, and then transported to port companies.
In this process, loan originator operate as intermediaries, delivering a valuable service by streamlining the sourcing, processing, and transportation of forestry resources to port companies. This intricate cycle not only generates revenue through commissions but also actively supports the forestry and renewable energy sectors within Latvia.
It’s noteworthy that the loan originator extend their services beyond forestry activities. They offer a diverse range of services that can be effectively executed within the monthly time frame, further enhancing their value proposition to investors and stakeholder.
9.Transparency at its Core: Livonia upholds transparency as a pillar of its approach. Comprehensive project insights and performance data empower investors to make informed decisions.
10.Dynamic Secondary Market: Livonia will introduce a secondary market in 30 .st of December 2023, enhancing investment flexibility. This avenue allows investors to adapt portfolios and manage investments in line with evolving preferences.
Investing in Livonia entails more than just financial gains; it signifies aligning with a platform that prioritizes security, regulatory compliance, diversification, and flexible investment opportunities.